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TERMS & CONDITIONS

Effective Date: July 2025

1. Introduction & Acceptance of Terms


Welcome to Greencharge Groups (“GCG”, “we”, “our”, or “us”). These Terms & Conditions
(“Terms”) govern your access to and use of our website located at www.greenchargegroups.com
(“Website”), including any content, functionality, services, products, subdomains, and related
offerings operated or provided by Greencharge Groups and its associated entities (collectively,
“Services”).
Greencharge Groups is a multidimensional power circle committed to excellence, influence, and
meaningful impact across industries and generations. The Group includes, but is not limited to:
● Greencharge Royale Limited
● Green Flag Business Innovations Ltd
● HMX Global Synergy Ltd
● Ada Chenge Divine Foundation
● Fittings Corporate Services Ltd
● Adachenge Limited

By accessing or using our Services, you confirm that you have read, understood, and agree to
be bound by these Terms. If you do not agree to these Terms in full, you must not access or use
our Services.
You represent and warrant that you have the legal capacity to enter into these Terms and
comply with all applicable laws and regulations. If you are under 18 years of age, you confirm
that you have obtained appropriate parental or guardian consent where required for certain
services. We do not actively verify such consent, and your use of the Services signifies your
representation that all required consents have been obtained.

These Terms apply to all interactions with GCG, including but not limited to job applications,
bookings, donations, purchases, consultancy engagements, sponsorship activities, and any
other offerings or communications related to our companies.
We reserve the right to update, modify, or amend these Terms at any time at our discretion.
Changes will be effective from the updated effective date indicated on this page, and your
continued use of the Services constitutes your acceptance of the updated Terms.
For the avoidance of doubt, “Greencharge Groups” (or “GCG”) as referenced in these Terms
may operate as a collective name representing a strategic alliance of the companies listed
above, whether or not formally incorporated at the time of enforcement. All rights, actions,
protections, and obligations stated herein are enforceable either collectively under the group
designation or individually by the respective companies, depending on the structure, context,
and needs of the matter at hand. This flexibility does not limit our rights to act as a unified body
where applicable, nor does it preclude individual entities from asserting rights or obligations
independently.

2. Eligibility, User Responsibilities & Prohibited Uses


2.1 Legal Capacity and Age Restrictions


By using our Website or Services, you represent and warrant that you have the legal capacity to
enter into these Terms and to comply with all applicable laws and regulations.
If you are under 18 years of age, you must have obtained appropriate parental or guardian
consent to use certain Services where applicable. We do not actively verify age or parental
consent but rely on your representation.
2.2 Lawful Use and Prohibited Conduct
You agree to use our Website and Services only for lawful purposes and in accordance with
these Terms. You further agree not to, and will not permit others to:
● Use the Services in any manner that violates applicable local, national, or international
laws or regulations, or that is fraudulent, deceptive, or abusive.
● Infringe upon or violate our intellectual property rights or the rights of others, including
privacy, publicity, or proprietary rights.
● Use the Services for any unauthorized commercial purposes, including but not limited to
resale, redistribution, sublicensing, or exploitation of any content or service without our
express prior written consent.

● Upload, transmit, distribute, or otherwise make available any viruses, malware, spyware,
or other harmful code that could damage or interfere with the proper functioning of our
Services, networks, or other users' devices.
● Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the
Services, or which, as determined by us, may harm GCG, our affiliates, partners, or
other users, or expose them to liability.
● Impersonate or misrepresent your affiliation with GCG or any other person or entity.
● Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of
the Services, servers, or any databases connected to the Services.
● Use any automated means, including robots, spiders, scripts, data mining tools, or
similar technologies, to access, scrape, or collect data from the Services without our
express prior written consent.
● Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source
code or underlying ideas or algorithms of any part of the Services.
● Use the Services to harass, abuse, harm, or discriminate against individuals or groups
based on race, gender, religion, nationality, disability, sexual orientation, or any other protected characteristic.
● Use the Services or any content to train, develop, or improve artificial intelligence (AI) or
machine learning models without our express prior written consent.
● Collect, store, or attempt to collect or store personal information about other users without their explicit consent and without complying with applicable data protection laws.
● Use the Services to send unsolicited or unauthorized advertising, promotional materials, spam, junk mail, chain letters, pyramid schemes, or any other form of solicitation.

You are responsible for ensuring that all information you provide to us is accurate, current, and complete. You must promptly update any changes to your information as needed.
We reserve the right to investigate and take appropriate legal or operational action against anyone who, in our sole discretion, violates this section, including suspending or terminating access to the Services and reporting such activities to law enforcement authorities.

3. Intellectual Property & Content Usage

All original content, materials, and features available on the Website and Services — including,
but not limited to, text, graphics, logos, designs, icons, images created by or for GCG, videos,
audio clips, software, code, and other proprietary intellectual property (collectively, “Content”) —
are the exclusive property of Greencharge Groups (“GCG”), its affiliates, or its licensors, and are
protected by applicable intellectual property and other laws.
Images and visuals on the Website may include AI-generated and/or licensed stock content
used for illustrative purposes. GCG does not claim ownership over such licensed or
AI-generated material beyond the scope of permitted use, and such materials remain subject to
the terms of their respective licenses.
You are granted a limited, non-exclusive, non-transferable, and revocable license to access and
use the Website and Services for your personal, non-commercial use, strictly in accordance with
these Terms.
Except as expressly permitted under these Terms or with our prior written consent, you must
not:
● Copy, reproduce, distribute, republish, download, display, post, or transmit any Content
in any form or by any means.
● Modify, create derivative works of, reverse engineer, disassemble, or otherwise exploit
any part of the Content.
● Use any Content for commercial purposes or for any purpose that competes with GCG’s
business interests.
● Remove or alter any copyright, trademark, or other proprietary notices from the Content.

All trademarks, service marks, trade names, and logos (collectively, “Marks”) displayed on the
Website or Services are the registered or unregistered trademarks of GCG, its affiliates, or its
licensors. You are not granted any license or right to use any Marks without our express prior
written permission.
We reserve all rights not expressly granted to you in these Terms.
If you wish to request permission to use any Content or Marks beyond what is expressly
allowed, please contact us at greenchargegroups@gmail.com.

4. Third-Party Links & Services


Our Website and Services may contain links to, or integrate with, third-party websites,
platforms, products, or services ("Third-Party Services") that are not owned or controlled

by GCG. These links and integrations are provided solely for your convenience or as part
of our business offerings.
We do not endorse, monitor, guarantee, or assume any responsibility for the content,
products, services, privacy practices, or other policies of any Third-Party Services. You
acknowledge and agree that your access to and use of any Third-Party Services is
entirely at your own risk.
We strongly encourage you to review the terms, conditions, and privacy policies of any
Third-Party Services you choose to access before engaging or providing them with any
information.
By accessing or using Third-Party Services, you expressly release GCG and its affiliates
from any and all liability arising from your use of such Third-Party Services.
You are solely responsible for complying with any terms, conditions, or obligations
applicable to your use of Third-Party Services. Any interactions, transactions, or
communications you have with Third-Party Services, including any terms, warranties, or
representations associated with such dealings, are solely between you and the
applicable third party.
Embedded Tools and Payment Gateways
Our Website may also include embedded third-party tools or services, such as payment
gateways (e.g., Paystack), booking systems, maps, or social media plugins. Although
these elements may appear to be part of our Website, they are operated and controlled
by their respective providers.
GCG does not assume responsibility for the performance, security, data handling, or
privacy practices of these embedded tools. Your use of such features, including any
financial transactions or personal data submissions, is entirely at your own risk and
subject to the third party’s terms and policies.
By engaging with any embedded service, you acknowledge and agree that GCG is not
liable for any loss, damage, or dispute resulting from your use of that service.

5. Purchases, Payments & Order Policies


Certain products, services, or digital offerings may be made available for purchase
through our Website or other platforms managed by Greencharge Groups (“GCG”). By
placing an order, you agree to provide current, complete, and accurate purchase and
account information.

We primarily process payments through secure third-party payment processors (e.g., Paystack, PayPal, or similar platforms). In some cases, we may also accept or facilitate
direct bank transfers, in-person payments, or other methods as specifically
communicated to you. In such instances, GCG may receive limited transaction details
solely to confirm and fulfill your order. We do not store or retain sensitive payment
information, such as full card numbers.
All prices, product descriptions, and availability are subject to change without notice. We
reserve the right to correct any errors, inaccuracies, or omissions, and to update or
cancel orders if any information on the Website or related materials is inaccurate at any
time — including after an order has been submitted.
Shipping fees, delivery estimates, and any applicable additional charges will be
displayed at checkout where possible. Final shipping costs may vary based on supplier
adjustments, logistics updates, address verification, or other operational factors. We reserve the right to revise, correct, or cancel orders in the event of incorrect pricing, shipping miscalculations, or supplier-related changes. You are responsible for all applicable taxes, duties, and shipping fees related to your purchase. We reserve the right to refuse or cancel any order at our sole discretion — including, but not limited to, orders placed using incorrect pricing, orders that appear suspicious or
fraudulent, or where we have reason to believe the purchaser is in breach of these Terms.
Once an order is placed, it is your responsibility to ensure that all delivery and contact
information provided is accurate and complete. GCG will not be held liable for delays,
losses, or delivery failures resulting from incorrect or incomplete information submitted by you.
Refunds, exchanges, and return policies are governed by our separate Refund & Return Policy (if applicable), which is hereby incorporated into these Terms by reference. For any questions regarding your purchase or payment, please contact us at greenchargegroups@gmail.com.

6.1 Job Applications Across Greencharge Groups


6.1.1 Scope & Portal


Greencharge Groups (“GCG”) and its affiliated entities (the “Entities”) publish all open
positions and project roles on a central Careers/Jobs page. Applicants may view role
descriptions, eligibility criteria, and participation terms there.


6.1.2 Submission Channels

You may apply via:
• The central Job & Projects portal; or
• An Entity‐specific form embedded on any affiliated page.
All submissions—regardless of entry point—are routed to GCG’s unified review system
under these Terms.


6.1.3 Agreement to Latest Requirements


By submitting any application, you confirm you have reviewed, and agree to be bound
by, the most recently posted requirements and Terms on the central portal. If you wish to
verify current criteria before applying, you may request details at
greenchargegroups@gmail.com.


6.1.4 Standard vs. Early Decision Applications


Standard Applications: Free of charge; reviewed in due course.
Early Decision Applications: Require a non‐refundable Application Processing Fee (for
priority review and expedited consideration). Payment of this fee does not guarantee
interview, selection, or project launch.
Project Launch Disclaimer:
Submission of any application—Standard or Early Decision—does not guarantee that
the related project will launch or that any positions will become available.


6.1.5 Review & Outcome Authority


Applications are reviewed on a rolling basis by GCG’s authorized review team. Final
decisions—acceptance, rejection, or deferral—are at GCG’s sole discretion and shall be
final unless expressly modified in a written notice signed by an authorized GCG
representative.
Class‐Action Reminder:
Applicants agree that any dispute regarding job applications must be pursued
individually; no class, collective, or representative actions are permitted.


6.1.6 Data & Privacy Consent
By applying, you consent to GCG’s collection and processing of your personal data in
accordance with our Privacy Policy. You warrant that all information provided is
complete, accurate, and up to date.

6.2 Sponsorship & Contributions

6.2.1 Scope of Sponsorship


Entities such as Greencharge Royale Limited, Ada Chenge Divine Foundation, and other
affiliated companies (collectively, “GCG Sponsors” or “Sponsors”) may offer
sponsorship opportunities (“Sponsorships”) for projects, programs, or initiatives across
the Greencharge Groups ecosystem. These opportunities may include monetary
contributions, in-kind donations (equipment, services), or alternative sponsorship
arrangements (cryptocurrency, foreign currency, checks).


6.2.2 Payment Channels & Procedures


a. Online Payments: All online Sponsorship payments are processed via our third-party
payment processor, Paystack, unless otherwise specified. Upon successful payment,
Sponsors will be redirected to an upload portal to provide proof of payment and an
optional Sponsorship Intent Note.
b. Offline Payments: For non-Paystack transactions (bank transfer, cash deposit,
cryptocurrency, check, or in-kind donation), Sponsors must complete our Offline
Sponsorship Request Form and submit supporting documentation. GCG will review and
may provide bespoke account or wallet details upon approval.
c. Allocation & Management: Fittings Corporate Services Ltd manages all receipts and
allocations. Funds or assets will be credited to the specific entity or project as approved
at GCG’s sole discretion.


6.2.3 Non-Refundability & No Guarantees


a. Non-Refundable: All Sponsorships are final and non-refundable. No credit, rebate, or
refund will be issued under any circumstances, except where a separate written
agreement expressly provides otherwise.
b. No Implied Equity or Returns: Sponsorship does not confer any ownership interest,
shares, dividends, voting rights, or entitlement to project outputs (e.g., rice, profits,
recognition), unless explicitly documented in a separate, duly executed contract.


6.2.4 Approval & Discretion


a. Discretionary Review: Submission of Sponsorship intent and/or payment does not
guarantee acceptance. GCG Sponsors reserve absolute discretion to accept, reject, or
modify any Sponsorship request for any reason or no reason.
b. Terms Acknowledgment: By submitting a Sponsorship payment or form, Sponsors
affirm they have read, understood, and agree to these Terms, including non-refundability
and discretion clauses.


6.2.5 Project-Specific Disclaimers


Rice Mill Project (Greencharge Royale Limited)
• This Sponsorship supports the Rice Mill Project but does not bind Greencharge Royale
Limited or any affiliate to deliver specific outputs, guarantees, or returns.
• Sponsors acknowledge that project timelines and deliverables are subject to change.
No promise of rice distribution, profit sharing, or project completion date is made.

6.2.6 Class-Action Waiver


To the fullest extent permitted by law, Sponsors agree not to participate in any class,
collective, or representative action against GCG, its entities, or their officers, directors,
employees, or agents arising from or relating to these Terms or any Sponsorship.


6.2.7 Survival


The provisions of this Section 6.2, including non-refundability, disclaimers, and waiver
clauses, survive the termination or expiration of these Terms and the conclusion of any
Sponsorship relationship.

6.3 Competitions, Giveaways & Awards


From time to time, Greencharge Groups and its associated companies may offer public
or private competitions, giveaways, awards, or incentive-based programs. By entering or
participating in any such activity, you acknowledge and agree to the following:
● Voluntary Participation: Entry into any competition or promotional event is entirely
voluntary. No purchase, job application, or membership is required to enter,
unless expressly stated.
● Eligibility Requirements: Eligibility may be subject to age, location, compliance
with instructions, or other criteria outlined in the specific campaign rules.
● No Guarantee of Winning: Participation does not entitle any user to winnings.
Winners will be selected based on the stated criteria (e.g., merit, random selection,
or performance-based judgment), and Greencharge Groups reserves the right to
disqualify entries that violate the terms or spirit of the competition.
● Intellectual Property and Publicity: By submitting any content (e.g., video, essay,
photo) for entry, you grant Greencharge Groups the right to display, promote, and
republish that content, unless explicitly withdrawn or restricted in writing.
● Data Use: Personal data submitted during participation may be used for
verification, award distribution, public announcement, and future communication.
All data handling complies with our Privacy Policy.
● No Legal Recourse: All decisions regarding competitions or giveaways, including
eligibility, selection, and award distribution, are final and not subject to legal
challenge or appeal.
● Withdrawal or Suspension: Greencharge Groups reserves the right to suspend,
postpone, or cancel any promotional event without notice, particularly where

fairness, security, or legal compliance is in question.

Participation in any competition implies acceptance of these terms and the specific rules
outlined in the respective program.

6.4 Consultations & Advisory Services


Greencharge Groups and its member companies may offer professional guidance,
mentorship, or advisory services related to our various fields — including business
strategy, media and branding, infrastructure projects, agribusiness, real estate, and
nonprofit development. By using or acting upon any such services, you understand and
agree to the following:
● Informational Purpose Only: All consultations and advisory content are provided
for general informational and educational purposes. They do not constitute legal,
financial, medical, or certified professional advice unless explicitly stated.
● No Guarantee of Results: Outcomes from implementing any advice, strategy, or
recommendations provided are not guaranteed. Results may vary based on
individual or organizational context, execution, and external factors.
● Independent Decision-Making: You remain solely responsible for any actions you
take based on guidance provided. Greencharge Groups is not liable for decisions,
losses, or disputes that arise as a result.
● No Fiduciary Duty: Engaging with us for consultation does not create a fiduciary
or client-advisor relationship unless a formal agreement or service contract is in
place.
● Third-Party References: We may refer or connect you to third-party professionals
or service providers. Such referrals do not imply endorsement, and you assume
all risks associated with engaging external parties.
● Fee-Based Services: Where applicable, paid consultations will be subject to
agreed-upon terms and may be non-refundable once the service has been
delivered or substantially begun.

By proceeding with any consultation or advisory engagement, you accept these
limitations and acknowledge your responsibility for due diligence and decision-making.

6.5 Dropshipping, E‐Commerce & Fulfillment


Our platform may offer a variety of physical or digital products for sale under
Greencharge Groups or any of its subsidiary or affiliated companies. Products may be
sold directly by us or fulfilled through third-party dropshipping partners. By engaging in
any purchase, you agree to the following:
● Product Information: While we strive to ensure all product descriptions, prices,
and images are accurate, we do not guarantee the completeness, reliability, or
availability of any item. Products may be updated, discontinued, or temporarily
unavailable at any time without prior notice.
● Pricing & Currency: All prices are listed in the currency indicated at checkout.
Prices are subject to change without notice. Sales or promotional offers are valid
only during the period explicitly stated.
● Third-Party Fulfillment: Some or all of our products may be fulfilled by third-party
suppliers, including international manufacturers. Delivery times, packaging,
branding, and product handling may vary accordingly.
● Shipping & Delivery: Shipping costs, methods, and estimated delivery times are
displayed at checkout. Actual delivery time may be affected by location, customs,
logistics delays, or other unforeseen factors. Greencharge Groups is not liable for
late deliveries or issues caused by third-party logistics partners.
● Returns, Refunds & Disputes: All return, refund, or exchange requests must follow
the process and timeframe outlined in our Refund & Return Policy. For
dropshipped items, refund eligibility may be limited depending on supplier terms,
shipping delays, or product condition.
● Customs, Duties & Taxes: For international orders, you are responsible for any
customs duties, import taxes, or other charges levied by your local government
upon delivery.
● No Warranties or Guarantees: Unless specifically stated, we make no express or
implied warranties about any product’s durability, fitness for purpose, or exact
resemblance to online representations.
● Limited Quantities & Order Refusal: We reserve the right to limit the quantity of
items purchased per person, per household, or per order. We also reserve the
right to refuse or cancel any order at our sole discretion, including in cases of
suspected fraud, violation of policy, or inventory discrepancies.

● Digital Products & Licensing: Where applicable, the purchase of digital products
(such as files, designs, or e-courses) grants you a non-transferable, non-exclusive
license for personal or approved use only. Redistribution or resale is strictly
prohibited unless permission is granted in writing.

By making a purchase, you acknowledge that you understand and accept the nature of
dropshipping fulfillment and the risks and policies associated with e‐commerce
transactions on our platform.

6.6 NGO & Humanitarian Programs


Greencharge Groups, through its nonprofit arms and affiliated foundations, may conduct
humanitarian aid, development campaigns, charitable drives, and relief efforts within or
outside Nigeria. Participation in these programs is governed by the following terms:
● Eligibility & Registration: Participation may require you to register via our
designated portal or affiliate page. You must provide truthful and complete
information regarding your situation, eligibility, or needs. Submission does not
guarantee selection or aid.
● Verification: We reserve the right to verify all information provided by applicants,
including but not limited to identity, location, household situation, employment
status, or medical records. Misrepresentation may lead to disqualification or legal
action.
● Digital Identification & Records: Beneficiaries may be issued digital IDs or
participation numbers. These are for administrative purposes only and do not
create a right to funding, goods, services, or program inclusion.
● Donations & Support: Donations made to or through Greencharge Groups
(whether by third parties, partners, or the general public) are non-refundable
unless explicitly stated. While we endeavor to direct funds and support to their
intended purpose, circumstances may require redistribution for related
humanitarian goals.
● Security of Personal Information: We implement reasonable safeguards to protect
the data of vulnerable persons, including refugees, internally displaced persons
(IDPs), children, and survivors of crisis. However, no system is impenetrable, and
we cannot guarantee absolute security.
● Banking Details & Payouts: Where direct financial support is involved, you may be
required to provide bank account information or payment credentials. These must

belong to the verified beneficiary or a legally authorized representative. You agree
not to share or submit false, borrowed, or fraudulent financial details.
● Right to Modify or Terminate: We may modify, suspend, or cancel any
humanitarian program at any time due to legal, financial, logistical, or operational
constraints.
● No Entitlement Created: Participation in or application to any humanitarian
initiative does not create any legal entitlement, employment, or ongoing support
obligation by Greencharge Groups or any of its entities.
● Third-Party Partnerships: Many programs are carried out in collaboration with
local or international partners. By participating, you agree that your data and
situation may be shared with vetted third parties strictly for the purposes of
service delivery, impact evaluation, and donor reporting, in line with our Privacy
Policy.

By engaging with our humanitarian programs, you confirm that you understand the
voluntary nature of the support, accept the terms of participation, and agree to abide by
all program rules and updates as they may arise.

6.7 Event Participation, Awards & Field Access


Greencharge Groups and its subsidiaries may organize or co-host conferences,
workshops, competitions, on-site projects, fieldwork, brand activations, outreach
programs, and related events. Your participation in such activities is governed by the
following:
● Eligibility & Selection: Entry into any event, award, or outreach activity may
require prior registration, nomination, or selection. Participation is not guaranteed
until you receive a formal invitation or confirmation notice.
● Code of Conduct: All attendees and participants must behave professionally and
respectfully, comply with instructions from GCG personnel or partner
representatives, and avoid any form of harassment, misconduct, or disruption.
● Identification & Access: You may be required to present valid ID or registration
proof upon entry to venues or project sites. For security and compliance reasons,
access may be denied or revoked at any time without prior notice.
● Media & Publicity: By attending or participating in any event, you grant GCG and
its affiliates the right to photograph, record, and publish your image, voice, or

likeness for documentation, media coverage, promotional materials, and
post-event reporting, without compensation unless explicitly agreed otherwise in
writing.
● Awards & Prizes: Any awards, prizes, certifications, or recognitions granted at or
after an event are at the sole discretion of GCG or its appointed panel. The
selection process may be competitive, subjective, and non-reviewable.
● Field & Site Risks: Participation in fieldwork or on-site programs (such as
agricultural projects, infrastructure tours, or site-based research) may involve
travel, physical activity, or exposure to unpredictable conditions. You
acknowledge such risks and agree to take personal responsibility for safety and
conduct. GCG shall not be liable for injuries or losses except in cases of gross
negligence.
● Costs & Sponsorships: Unless otherwise stated, participation does not include
transport, lodging, or stipends. Where sponsorships or reimbursements are
offered, they are subject to availability, proper documentation, and confirmation.
● Right to Revoke or Reassign: GCG reserves the right to withdraw an invitation,
award, or participant slot at any time, especially in the event of breach of terms,
security concern, or capacity limits.

6.8 Media Submissions, Testimonials & User Content


From time to time, you may be invited or allowed to submit photos, videos, testimonials,
quotes, essays, artworks, or other user-generated content (“Submissions”) to
Greencharge Groups (“GCG”) or its affiliates. These guidelines apply:
● Voluntary Submission: All Submissions are made voluntarily. You represent and
warrant that you are the original creator or have full rights and permissions to
share the content.
● Grant of Rights: By submitting any content, you grant GCG and its affiliates a
perpetual, worldwide, royalty-free license to use, reproduce, edit, display, publish,
or distribute the content in any format (including for promotional, archival,
internal, or public purposes), unless otherwise stated in writing.
● Attribution: GCG may attribute your Submission to you using your name,
pseudonym, location, or affiliation, unless you opt out or request anonymity in
advance of publication.

● No Obligation to Use: GCG is not obligated to post, publish, respond to, or retain
any Submission. Content may be removed at any time, without explanation.
● Review & Moderation: All Submissions may be reviewed and moderated. Content
that is offensive, misleading, infringing, or inappropriate may be rejected, edited,
or removed without notice.
● Respectful & Truthful Representation: You agree that your Submissions shall be
respectful, truthful, and free of defamatory, abusive, or discriminatory language or
imagery.
● No Compensation: Unless expressly stated in a written agreement, Submissions
are made without expectation of payment, royalties, or commercial benefit.
● Right to Request Removal: If you wish to have your Submission removed or
anonymized after publication, GCG will assess and honor reasonable requests
where feasible, subject to archival or legal requirements.

6.9 Payment Processing Terms


6.9.1 Accepted Payment Methods


Greencharge Groups (“GCG”) accepts payments through various processors including,
but not limited to:
● Paystack
● Remita
● Flutterwave
● Bank transfers (manual or automated)
● Cryptocurrency (where explicitly accepted)
● In-person payments at official GCG offices

Some payment channels may only be available in certain regions or for specific services.
Availability does not imply endorsement or ongoing compatibility.


6.9.2 Transaction Confirmation & Receipts


All successful transactions generate an official confirmation email or receipt. It is your

responsibility to retain this as proof of payment. If no receipt is received within 24 hours,
you are advised to contact support with full transaction details.


6.9.3 Payment Accuracy & Authorizations


You confirm that all amounts paid are accurate, authorized, and made using methods
lawfully accessible to you. Unauthorized or fraudulent transactions are strictly prohibited
and will lead to automatic disqualification or rejection from the relevant process or
service.


6.9.4 Non-Refundable Payments


Unless otherwise stated in writing on the relevant product or service page, all payments
are non-refundable. This includes, without limitation, Application Processing Fees,
Competition Entry Fees, Membership Dues, and Priority Review Charges.


6.9.5 Disputed or Reversed Charges


If a payment is reversed, disputed, or rejected after a service has been accessed or
reviewed, GCG reserves the right to suspend access, withhold deliverables, or block the
associated profile from future participation. You remain liable for the original amount and
any additional processing or legal fees incurred.


6.9.6 Sponsored or Third-Party Payments


If a payment is made on your behalf (e.g., by a sponsor, family member, institution), you
remain bound by these Terms and accountable for any inconsistencies, reversals, or
disputes relating to that payment. GCG may require direct communication with the payer
in such instances.


6.9.7 Currency, Taxes & Fees


Unless explicitly stated, all prices are denominated in Nigerian Naira (₦). International
payments must include applicable conversion and transfer charges. You are solely
responsible for paying any applicable taxes, levies, or statutory fees imposed by your
local jurisdiction.


6.9.8 Payment Policy Updates


GCG reserves the right to revise its payment terms or pricing at any time. Changes apply
prospectively and do not affect transactions already completed. Continued use of
services after updates constitutes acceptance of the new terms.

6.10 Identification, Verification & Access Control


6.10.1 Required Identity Information
To ensure legitimacy, transparency, and regulatory compliance, GCG may require
applicants, participants, or partners to submit one or more of the following:

● Full Legal Name
● Government-Issued ID (e.g., National ID, International Passport, Voter’s Card)
● BVN (Bank Verification Number)
● Residential Address
● Recent Photograph or Biometric Sample
● Proof of Origin, Nationality, or Displacement (for specialized foundation programs)

Failure to provide required identity data may result in rejection, suspension, or delayed
processing of applications or services.


6.10.2 Beneficiary or Sponsored Access


If you are acting on behalf of another person (e.g., child, elderly parent, displaced
relative), or are the intended beneficiary of a sponsored application, you must accurately
declare this and submit both your ID and that of the sponsor or guardian where required.


6.10.3 Controlled Access & Security


Some opportunities or services may be gated behind ID verification checkpoints,
event-specific QR codes, digital access passes, or smart ID systems (e.g., Greencharge
ID). Attempting to bypass or falsify access controls is grounds for immediate
disqualification and may be reported to authorities.


6.10.4 ID Usage in Publications


In certain projects, especially under the Foundation, verified beneficiaries may be
featured in secure public or donor reports. By participating, you grant GCG the right to
use anonymized or partially redacted versions of your verified ID and submitted data for
transparency, accountability, and impact assessment purposes, in accordance with our
Privacy Policy.


6.10.5 Secure Storage & Data Protection


All identification data is stored in encrypted formats and handled in accordance with
global privacy standards and GCG’s Data & Privacy Policy. You may request access to,
correction of, or deletion of your data in line with those terms.

`7. User Submissions, Brand Use & Licensing


7.1. User-Generated Content (UGC) & Submissions

By submitting, uploading, or otherwise providing any content (including but not limited
to videos, photos, testimonials, creative work, designs, written statements, applications,
form responses, audio recordings, or feedback) to Greencharge Groups (“GCG”) through
our Website, affiliated platforms, campaigns, forms, or communication channels, you
acknowledge and agree that:
● You either own all rights to the content submitted or have the necessary
permissions to submit it.
● You grant GCG a non-exclusive, royalty-free, perpetual, worldwide, irrevocable,
sub-licensable license to use, reproduce, adapt, publish, distribute, translate,
publicly display, and incorporate such content (in whole or in part) into any
format, media, or promotional effort, including but not limited to videos, websites,
reports, social platforms, public documentation, and funding campaigns.
● GCG is under no obligation to use or retain any submitted content and reserves
the right to reject or remove submissions at its sole discretion.
● No compensation, credit, or further permission is required unless expressly stated
otherwise in writing by GCG.

This applies to all submissions made by beneficiaries, volunteers, influencers, content
creators, project applicants, or the general public across all GCG activities, including
registrations under our refugee/IDP support programs, competitions, public honors,
talent showcases, and other community initiatives.

7.2. Use of the GCG Name, Brand, and Identity
All uses of the Greencharge Groups name, logos, slogans, visual identity, or related
trademarks (collectively, the “GCG Brand”) must be strictly approved in writing by GCG.
Unauthorized use of our brand — including claiming affiliations, partnerships, or
endorsements — is strictly prohibited and may result in legal action.
This includes, without limitation:
● Individuals or organizations presenting themselves as officially partnered with,
endorsed by, or affiliated with GCG without prior written authorization
● Volunteers or participants creating independent promotional material using GCG
assets without approval

● Use of the GCG name or identity in merchandise, websites, media appearances,
press releases, events, or business proposals without written clearance

If you are unsure whether your intended use qualifies as authorized, contact us first via
greenchargegroups@gmail.com.

7.3. Respecting Others’ Intellectual Property


GCG respects intellectual property rights and expects users to do the same. You agree not to upload or submit any material that infringes upon the copyrights, trademarks, or proprietary rights of others.
If you believe that any content hosted on the GCG website or platforms infringes your intellectual property rights, please notify us immediately at greenchargegroups@gmail.com with the following:
● A description of the work allegedly infringed
● A link or screenshot of the infringing material (if available)
● Proof of your rights or authorization to act on behalf of the rights holder
● Your full contact information

 

We reserve the right to remove infringing materials and take necessary steps to comply with applicable laws.

7.4. Disclaimers on Use of Submitted Media


In some cases, media submitted to GCG — including for use in campaigns, showcases, or public events — may be edited, translated, or adapted for clarity, reach, or formatting. GCG will strive to ensure fair and respectful representation at all times but shall not be liable for minor alterations that do not misrepresent the original intent or meaning. All such materials are used in furtherance of GCG’s mission and in accordance with applicable privacy and ethical guidelines.

8. Disclaimers & Limitation of Liability

The Website and Services are provided on an "as-is" and "as-available" basis. To the fullest extent permitted by applicable law, GCG and its affiliates expressly disclaim all warranties of any kind, whether express, implied, statutory, or otherwise, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and any warranties arising out of course of dealing or usage of trade. We do not warrant that the Services will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We do not guarantee the accuracy, completeness, or reliability of any content or information provided through the Services. To the maximum extent permitted by law, GCG, its affiliates, directors, officers, employees, agents, partners, contractors, suppliers, or licensors shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, including but not limited to loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or related to your access to or use of, or inability to access or use, the Website or Services, regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise), even if we have been advised of the possibility of such damages. This limitation of liability applies to all claims, even if GCG has been advised of the possibility of such damages. Without limiting the foregoing, GCG expressly disclaims any liability for damages, losses, or interruptions caused by events beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil disturbances, pandemics, government restrictions, strikes, cyber attacks, power failures, third-party service outages or failures (such as payment processors, shipping partners, or platform providers), or other force majeure events. Your sole and exclusive remedy for dissatisfaction with the Services is to stop using the Services. Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such cases, the liability of GCG and its affiliates shall be limited to the maximum extent permitted by applicable law.

9. Suspension & Termination
We reserve the right, in our sole discretion, to suspend, deactivate, or terminate your access to all or part of the Website or Services at any time and for any reason, including but not limited to:
● Actual or suspected violations of these Terms or any applicable laws or regulations.
● Potential legal or regulatory risks to GCG or its affiliates.
● Technical or security issues compromising the integrity, safety, or performance of the Services.

● Actions or omissions that may cause harm, risk, or liability to GCG, our affiliates, partners, other users, or any third parties.
● Non-payment or suspected fraudulent payment activity.

Such suspension or termination may occur without prior notice and without liability to you or any
third party.
Upon termination:
● All rights granted to you under these Terms will immediately cease.
● You must promptly stop all use of the Website and Services.
● Your obligations under these Terms — including but not limited to indemnification, limitation of liability, and intellectual property protections — will continue to apply and survive termination.
● We reserve all rights not expressly granted to you under these Terms. No waiver or failure to enforce any provision shall be deemed a further or continuing waiver of such provision or any other.

10. Governing Law & Dispute Resolution


10.1 Governing Law, Amicable Resolution & Jurisdiction


10.1.1 Governing Law. These Terms and any dispute, claim or controversy arising out of or in connection with them—including their formation, validity, interpretation, performance, breach, termination or enforcement—shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law principles.


10.1.2 Amicable Resolution. Before initiating any formal proceeding, the parties agree to attempt to resolve all disputes promptly and in good faith through informal, written negotiations. The aggrieved party shall deliver a written notice to the other, clearly describing the nature of the dispute and the relief sought. All dispute notices shall be deemed received two (2) business days after transmission to the recipient’s last known email address. Within thirty (30) calendar days of receipt, the parties shall engage in good‐faith discussions via email, videoconference, or in‐person meetings (as determined by GCG) to seek a mutually acceptable resolution. Either party may invite internal dispute advisors or neutral third‐party mediators at GCG’s discretion.
This obligation to negotiate in good faith survives expiration or termination of these Terms. Failure to resolve the dispute within this thirty‐day period shall trigger the formal dispute resolution process described below.

10.1.3 Jurisdiction & Venue. Subject to the arbitration provisions of these Terms, any dispute not resolved through informal negotiation or arbitration shall be brought exclusively in the courts of competent jurisdiction seated in Abuja, Nigeria, and the parties irrevocably submit to the personal jurisdiction and venue of those courts. All proceedings shall be conducted in English.


10.1.4 Urgent Relief. Nothing in this section shall prevent GCG from seeking, in any court of competent jurisdiction, interim or injunctive relief to prevent immediate and irreparable harm to its business, goodwill, or intellectual property, pending resolution under these Terms.

10.2 Arbitration, Class Action Waiver, Fees, Severability & Survival


10.2.1 Arbitration. If the parties do not resolve a dispute through the Amicable Resolution process set forth above, all disputes, claims, or controversies arising out of or relating to these Terms, your use of the Services, or any transaction or relationship with GCG (including its formation, performance, breach, termination, or validity) shall be exclusively resolved by binding arbitration under the Arbitration and Mediation Act, 2023 of the Federal Republic of Nigeria. The arbitration shall be conducted by a single, neutral arbitrator appointed by mutual agreement of the parties or, if the parties cannot agree within fourteen (14) days, by the Chairman of the Chartered Institute of Arbitrators (Nigeria Branch). The arbitration proceedings shall be seated in Abuja, Nigeria, conducted in English, and administered in accordance with the rules of the arbitration body chosen by the parties. The arbitrator’s award shall be final, binding, and enforceable in any court of competent jurisdiction.


10.2.2 Class Action Waiver. To the fullest extent permitted by law, you and GCG waive any right to participate in a class action, collective action, or representative proceeding. All claims and disputes must be brought in each party’s individual capacity and not as a plaintiff or class member in any purported class or collective action.


10.2.3 Costs & Fees. Each party shall bear its own arbitration costs, including legal and expert fees, unless the arbitrator rules otherwise. If GCG prevails in arbitration, it may recover its reasonable attorney’s fees and arbitration costs to the extent permitted by law. Any award may include an allocation of fees and costs against the non‐prevailing party as the arbitrator deems just.


10.2.4 Enforcement of Award. Judgment upon any arbitration award may be entered and enforced in any court of competent jurisdiction. Nothing in these Terms shall prevent a party from seeking provisional or conservatory measures (such as injunctive relief) in any court before, during, or after arbitration.


10.2.5 Severability. If any provision of these Terms is determined to be invalid, illegal, or unenforceable under applicable law, that provision shall be deemed severed from these Terms and the remaining provisions shall remain in full force and effect.

10.2.6 Survival. All obligations and rights under these Terms that by their nature should survive termination or expiration—including, without limitation, ownership and intellectual property provisions, limitation of liability, indemnification, confidentiality, governing law, dispute resolution
procedures, and Miscellaneous clauses—shall survive any termination or expiration of these Terms or your relationship with GCG.

11. Refunds, Cancellations & Disputes


11.1 Strict No Refund Policy
All payments made to Greencharge Groups—whether for applications, services, products, contributions, sponsorships, events, consultations, digital content, or any other offering—are strictly non-refundable under any circumstance, except where expressly required by applicable law. By proceeding with any transaction, you acknowledge and accept this policy in full.


11.2 Irrevocable Transactions
Once a payment is made, it is considered final and non-reversible. This applies without limitation to:
● Job applications or internal submissions,
● E-commerce orders (including dropshipping or third-party fulfilled goods),
● Entry or access to events, contests, or awards,
● Digital content or media submissions,
● Consultation or advisory bookings,
● Sponsorships, donations, or other forms of support.
You agree not to request, demand, or initiate any refund, chargeback, reversal, or cancellation through your bank, payment provider, or card issuer for any reason, unless explicitly authorized by us in writing.

11.3 Chargebacks & Payment Disputes
Attempting to dispute a valid, agreed-upon charge without first contacting us in good faith will
be treated as a breach of these Terms and may result in:
● Immediate suspension or permanent termination of your account or access (see Section 9),
● Reporting to relevant payment networks or authorities for fraud or abuse,
● Legal action to recover disputed amounts, fees, and damages, including any associated collection or legal costs.

11.4 Our Right to Cancel
We reserve the right, at any time and at our sole discretion, to cancel, suspend, or reject any
order, booking, application, or service without obligation to provide a reason. In such cases,
we are not required to offer any refund, credit, or compensation, unless expressly mandated by law or explicitly stated by us in writing.


11.5 Voluntary Discretion (If Any)
In rare, exceptional situations—at our sole discretion—we may consider issuing a partial credit or goodwill gesture. This shall not be construed as an obligation or precedent and may be revoked, denied, or modified at any time without explanation.


11.6 Cancellation Requests
All services, bookings, or order submissions are non-cancellable and non-modifiable once confirmed, unless a specific exception is clearly stated in writing or on the relevant service page at the time of purchase.


11.7 Force Majeure & Service Changes
We shall not be held liable for failure to provide services, products, or access due to events outside our control (including but not limited to: technical failures, supply issues, legal restrictions, or acts of God). In such cases, no refund or compensation shall be due, unless legally required.

12. Data Protection & Privacy


12.1 Reference to Privacy Policy
Your use of this site and all services, platforms, or products provided by Greencharge Groups is also governed by our [Privacy Policy], which is incorporated into these Terms by reference. You are expected to review and understand the Privacy Policy in full before using our services or submitting any personal information.


12.2 Data Submission and Consent
By using our website, registering for opportunities, purchasing from our store, submitting media or content, or participating in any of our programs, you expressly consent to the collection, processing, storage, and use of your data (including sensitive or personally identifiable data) in accordance with our internal policies and all applicable data protection laws. This includes data submitted manually, automatically collected via analytics, or provided by third-party platforms or partners.


12.3 Purpose of Data Use
We may use your data, including personal, demographic, and behavioural information, for the following purposes:
● Identity verification and fraud prevention
● Communication and support
● Internal analytics and service improvement
● Customisation of offerings or eligibility

● Marketing, remarketing, and outreach (where lawful)
● Legal, compliance, or contractual purposes

12.4 Data Sharing
We may share your data with trusted internal departments, affiliated companies under
Greencharge Groups, or authorised external service providers (e.g., payment processors, delivery/logistics partners, verification agencies) for the purpose of fulfilling services. We do not sell your data to third parties.


12.5 International Data Transfers
By using our platforms, you acknowledge that your data may be processed and stored in jurisdictions outside your country of residence. We take reasonable steps to ensure such transfers are lawful and protected.


12.6 User Responsibilities
You are responsible for ensuring that any personal or sensitive data submitted is accurate, lawful, and does not infringe on the rights of others. Where you submit data on behalf of another individual (e.g., team members, dependents, or nominees), you confirm that you have full lawful authority to do so.


12.7 Data Retention & Deletion
We retain user data only for as long as necessary to fulfil the purposes for which it was collected, unless a longer retention is required by law. You may request the deletion of your data in accordance with the rights outlined in our Privacy Policy, subject to legal and operational limitations.


12.8 Breach & Legal Disclosure
We may disclose your data if required by law, court order, or legal process—or if we believe it is
reasonably necessary to protect our rights, users, or operations. In the event of any suspected
data breach, we will act in accordance with applicable legal protocols.


12.9 Limitation of Liability
While we implement reasonable security measures, you acknowledge that no platform can
guarantee 100% security. We shall not be liable for any unauthorised access, data loss, or
breach beyond what is required under applicable data protection law.

 

13. Eligibility, User Age & Parental Consent

 

13.1 Age Requirement
By using this site or engaging with any Greencharge Groups service, platform, opportunity, or
application process, you confirm that you are at least 18 years old or the age of majority in your

jurisdiction—whichever is higher. If you are under the required age, you must not use our
services without proper parental or guardian consent and supervision.

 

13.2 Parental Supervision
Where our services may be accessed or viewed by minors, it is the responsibility of parents or
legal guardians to supervise all usage. If you permit a minor to use the platform, you are fully
responsible for all actions taken and information submitted by that minor.

 

13.3 Restricted Categories
Certain opportunities, programs, competitions, or listings offered through our platform may have
stricter eligibility criteria, such as age limits, nationality, identity verification, or criminal record
checks. We reserve the right to enforce such restrictions and disqualify or suspend any users
found to be ineligible at any stage without refund or recourse.

 

13.4 Truthful Representation
You warrant that all information you submit about your age, identity, and qualifications is
accurate, truthful, and not misleading. Any falsification may result in immediate disqualification,
account restriction, or legal action.

 

13.5 Institutional, Guardian, or Proxy Access
Where an individual is acting on behalf of an organisation, dependent, or another person (e.g.,
a school registering students or a parent submitting for a child), such person warrants that they
have lawful authority to do so and will bear full responsibility for any breaches, omissions, or
disputes arising therefrom.

 

13.6 Discretionary Suspension
We reserve the right, at our sole discretion, to suspend or restrict access to our platform or
services to any user or category of users, with or without prior notice, especially where eligibility
cannot be clearly determined or confirmed.

 

14. Third‐Party Links & Platforms

 

14.1 External Services & Integrations
Our platform may reference, integrate with, or redirect you to third-party websites, tools,
services, payment gateways, or social platforms. These third parties operate independently and
are not under our control. We do not endorse, warrant, or assume responsibility for the content,
privacy policies, terms, or practices of any third-party platform, even if accessed through our
services.

 

14.2 No Liability for External Interactions
You acknowledge and agree that your access to or interaction with third-party platforms is
entirely at your own risk. Greencharge Groups shall not be liable for any harm, loss, data
breach, unauthorized transaction, or dispute that arises from your engagement with any

third-party link, ad, offer, or service—even if initially accessed via our website or
communications.

 

14.3 Independent Terms
Your use of any third-party service is governed solely by the terms and policies of that provider.
It is your responsibility to review, understand, and agree to their conditions before proceeding.
We are not a party to any transaction, agreement, or interaction you may enter with them.

 

14.4 Affiliate or Referral Relationships
Where applicable, we may include affiliate links or participate in referral programs. These do
not influence our neutrality or increase the cost to you. Any benefit derived from such
relationships is disclosed in line with applicable legal and advertising standards.

 

14.5 Embedded Services or Widgets
From time to time, certain third-party widgets, APIs, or interactive features may be embedded
directly into our site (e.g., maps, calendars, payment systems). These may collect data or
operate under their own frameworks. Your interaction with such elements is subject to their
respective policies.

 

14.6 Third-Party Access to Your Submissions
Where your submissions or applications are intended to be shared with affiliated or partner
organisations (e.g., sponsors, project hosts, or funding bodies), this will be clearly stated or
implied within the nature of the opportunity. By proceeding, you consent to such sharing as
necessary for fulfillment, evaluation, or communication purposes.

 

14.7 Removal or Modification of Links
We reserve the right to add, remove, or modify any third-party link or integration at any time,
with or without notice, and without obligation to explain such decisions.

 

15. Communications & Official Contact

 

15.1 Designated Channels Only
All official communications must be directed to us via email at
greenchargegroups@gmail.com or through clearly designated channels on our official
website, www.greenchargegroups.com. Any other communication platforms or channels may
be disregarded at our sole discretion.

 

15.2 Receipt of Notices
Messages or submissions will only be considered received once we have explicitly
acknowledged them in writing. Sending a message alone does not constitute confirmation of
receipt, acceptance, or obligation on our part.

 

15.3 Disclaimer on Monitoring & Response
We do not guarantee continuous monitoring of our contact channels. We are not liable for any

delay, oversight, or failure to respond to messages not properly received or acknowledged by us
in writing.

15.4 Legal & Administrative Contact
All legal or formal correspondence may be directed to:
Greencharge Groups
c/o Fittings Corporate Services Ltd (Administrative Host)
Email: greenchargegroups@gmail.com
Website: www.greenchargegroups.com
This hosting arrangement is administrative only and does not transfer or imply legal
responsibility or agency.

 

 

16. Final Acceptance & Click‐Wrap Clause
By clicking "I Agree," submitting any form, making a payment, or otherwise interacting with any
section of this website, you affirm that you have read, understood, and agreed to be legally
bound by these Terms and Conditions, as well as any additional policies or guidelines
referenced herein.
Your continued use of this platform constitutes full acceptance of all applicable terms, whether
or not you have signed or printed them. If you do not agree, you must immediately discontinue
all use of the site and services.

  By using this website, you acknowledge that you have read and accept our Terms and Conditions, Privacy Policy, and all related legal notices. 

© 2025 by GREENC.GROUPS : GREENCHARGE GROUPS (GCG). All Rights Reserved.

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